Home Finance Advice

Buying and building a house is a huge financial undertaking. For many, the thought of building from the ground up can be daunting. However, with the right team, it can be very manageable – especially when you have financial help. The most important thing is to consider your circumstances (financial and lifestyle) and to figure […]

If you hear the word ‘luxury’, you wouldn’t usually follow it up with the word ‘affordable’. However, these two words are slowly starting to become fairly synonymous in the building industry. Purchasing a new home is never an easy or seamless process. Add building a new home into the mix and it can be even

An initiative of the West Australian Government, Keystart Home Loans provides options for those homebuyers who may not necessarily meet the eligibility requirements of mainstream lenders. Keystart Home Loans began operation in 1989, with their prime objective being to provide low deposit home loans to West Australians. This Government Assisted Finance is available to individuals

You may have decided you’re ready to purchase your dream home, or maybe you’ve just had your Home Loan Approved. In both cases, taking the time to sit down and commit to a budget will allow you to have control over your money. A budget will give show you how much debt you can realistically

Home ownership is the great Australian dream. When you are looking to buy or build your first home, check out these tips to make sure your finances are in order, before you apply. Employment history Having stable employment goes a long way when applying for a home loan. Most banks and lenders prefer it if

So you’ve just bought your first home, congratulations! It’s no secret that the great Australian dream has been cemented (quite literally in this case) in owning a plot of land and setting down a foundation for a long, happy life. However, buying a home is just the tip of the iceberg. It’s all well and

A new year presents a fresh opportunity to take control of your financial situation. One of the most important steps towards success is to have a good understanding of how your money flows in and out. Ideally what you need to do is create a situation where more is flowing in than out. Creating a

When you’re building or renovating your home budgeting for sustainable living is essential. Whilst eco-living choices can sometimes initially be a little pricier than traditional options, the long-term savings often easily outweigh their upfront costs. So, how can you ensure you can include earth-friendly features in your home? By having a budget that works, you’ll

Owning your own home is a long-held Australian dream, although our house price to income ratio can sometimes make that dream seem daunting. A mortgage is a big commitment no matter which angle you look at it, but there are ways to dwindle that mortgage down and start building real wealth. You can save thousands